PROVIDENCE – HealthSource RI, Rhode Island’s health benefits exchange, reminds all Rhode Islanders that it has extended individual and small employer plan selection and payment deadlines to ensure that more Rhode Islanders are able to have health insurance coverage on January 2014.
Individuals who selected a plan by Dec. 31 and pay by Jan. 6, 2014 will be considered covered on Jan. 1, 2014.
Small employers had until Dec. 27, 2013 to select a plan for their employees. Payment must be made by Jan. 6, 2014 for coverage begging on Jan. 1, 2014.
Coverage will be effective on Jan. 1 as long payment is made by Jan. 6, 2014. Enrolls will not receive an ID card or welcome packet from carriers until after payment is made.
All HealthSource RI plans cover the same essential health benefits; plans differ in how enrollees share costs such deductibles, co-insurance and co-payments. If you have a pre-existing medical condition, you can’t be denied coverage or charged a higher premium.
The open enrollment period for individuals and families ends March 31, 2014; Medicaid-eligible individuals may enroll throughout the year.
For small employers, HealthSource RI has 16 different plans available from Blue Cross Blue Shield of Rhode Island, Neighborhood Health Plan of Rhode Island and UnitedHealthcare, as well as dental plans. Small employers may purchase coverage for their employees – including offering Full Employee Choice, which lets the employer pick a base plan while allowing employees to choose from any of HealthSource RI’s 16 small employer plans – at their regular annual renewal date throughout the calendar year.
To learn more about HealthSource RI, visit www.healthsourceri.com or call 1-855-840-4774.